Collector’s And Classic Car Insurance Policies Dallas Fort Worth


If you are looking to insure your classic car or other collector’s vehicle in the Dallas  Fort Worth Texas area then contact us today. We are an independent insurance agency which will help you find a great policy to meet your needs.


Helpful Classic Car Insurance Tips


We found a resource from the Progressive Insurance on classic cars. 

Here is the information from that page (full article here):

Classic car insurance protects your collectible vehicle through liability, comprehensive, collision, and other specialized coverages. Antique cars often maintain or increase in value, so classic car insurance typically covers yours up to an agreed value; regular car insurance might not provide as much coverage. A car is often considered classic when it’s at least 10 years old and has historical interest, but classic car insurers have their own rules for accepting vehicles into their program. For instance, you may be subject to qualifiers like age, driving experience and record, and access to another vehicle.


Classic car insurance is for more than just classic and collector cars. Vintage motorcycles, military vehicles, milk trucks, sports vehicles, kit cars, exotic cars, street rods, and all antique vehicles, including tractors, can also usually be insured.




Classic car requirements

To qualify for classic car insurance, you’ll have to meet the insurer’s requirements, which may or may not factor in the car’s age. Hagerty doesn’t have rules about how old a classic car has to be, but it does require the following of the vehicles it insures:

  • Usage: A classic vehicle can’t be the car you use daily
  • Storage: It’s preferred that your classic car be stored in a private garage, pole barn, or storage unit, but there may be considerations for carports, driveways, parking garages, and car hauling trailers
  • Driver eligibility: In most states, only drivers who don’t have serious infractions (alcohol-related offenses, reckless driving, excessive speed violations) from the last three years can obtain coverage
  • Regular use vehicles: All drivers in your household must have a regular-use vehicle for daily driving, and the classic car insurance applicant must have and keep a regular auto policy