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If you are in the market for farm or ranch insurance in the Dallas Fort Worth area, or elsewhere in Texas, then contact us today. We are an independent insurance agency which will help you find a great policy to meet your needs.

 

We found a resource from the Texas Department of Insurance website which offers specific information about insuring your farm or ranch. It is titled “Review Requirements Checklist – Farm and Ranch, Farm and Ranch Owners

Here is the information from that page:

Forms

Filing Standards
Review requirements Reference Comments
Policy Forms and Endorsements §2301.001(2), Insurance Code Policy forms and endorsements may not be unjust, unfair, inequitable, misleading or deceptive.
Prior Approval  Chapter 2301, Insurance Code An insurance policy form or endorsement may not be delivered or issued for delivery in this state unless the form has been filed with and approved by the commissioner. Each filing shall be made not later than the 60th day before the date of any use or delivery for use.
Large Risk Exemption §2301.004, Insurance Code Policy forms for use with large risks are exempt from filing for prior approval if the forms are to be used with a “large risk.” “Large Risk” is defined as an insured that has total insured property values of $5 million or more; an insured that has total annual gross revenues of $10 million or more; or an insured that has a total premium of $25,000 or more for property insurance, $25,000 or more for general liability insurance, or $50,000 or more for multiperil insurance.
Disapproval of Forms; Withdrawal of Approval §2301.007, Insurance Code The commissioner may disapprove a form filed under §2301.006 or withdraw approval of a form if the form (1) violates any law, including a rule adopted under the Texas Insurance Code, or (2) contains a provision or has a title or heading that is unjust or deceptive, encourages misrepresentation, or violates public policy.
Applications   Not Required to be Filed For Approval Unless Being Made a Part of the Policy

 

For complete information about other related topics be sure to click the link earlier or this link below:

https://www.tdi.texas.gov/commercial/pcckfarm.html

 

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