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Helpful Motorcycle And Moped Insurance Tips For Dallas Fort Worth And All Of TexasWe found a resource from the State of Texas website which offers specific information about insuring your moped or motorcycle. The first is titled “Do I Need Insurance For A Motorcycle Or Moped?” Here is the information from that page:
Yes. The state of Texas requires all drivers – including motorcyclists – to prove financial responsibility for any accidents they may cause.
How much do I need?Motorcycles are considered the same as cars when it comes to registration, titling, and insurance requirements. The minimum liability limits are $30,000 for each injured person, $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage.
What about a moped?Even though mopeds and motor-driven cycles have smaller engines and operate at lower speeds, they still require the same amount of liability insurance as motorcycles.
What doesn’t need it?All-terrain vehicles, dirt bikes, mini-bikes, andgolf carts, which are not permitted to operate on public roads, are not required to have insurance.