Trucking Insurance Dallas Fort Worth
972-445-5100
If you are an owner or operator of a trucking business in the Dallas Fort Worth Texas area, and you are looking for rates on restaurant insurance and related policies, then be sure to contact us today.
We are an independent insurance agency and will work to find you great rates on a policy which is as customized as possible for what you need regarding your fleet, inventory, employees and more.
This link offers more information about business structures in the State of Texas: Click Here
Tips On About Insurance In Texas For Trucking Operations
We found some helpful tips to provide you with more information about your trucking operation. Click the links to see the full content if a particular tip is of interest to you.
Must I have insurance?
You not only have to have it, we have to see it – online. Your application won’t be granted until your insurer electronically files your coverage here.
How much coverage you need depends on what you do. Your commercial auto policy filing is called the Form E. Household goods movers also need cargo insurance – the Form H&I. If you change insurers, you need to make sure your new insurer files a new Form E before your previous one expires.
I bought insurance. Is it filed?
There are plenty of ways to find out:
- We’ll send you an email the moment your insurance is filed. We’ll also email you warnings if your insurer ever takes the filing away. That’s an important email that can save you heartache and money, so make sure it’syouremail address on your application!
- Once you have your certificate, you can log onto your registration inMCCSto see your filings.
- We publish our insurance data on our“Truck Stop” website. That means you – and anybody else – can look up any company to see if its insurance filings are current.
But if the insurer files my coverage, isn’t this their problem?
Not under state law. It’s up to you to make sure insurance is filed here 24/7. That’s why our email warnings are so important. So here it is again – make sure it’s your email address on your registration!
If you get an Enforcement letter about your insurance filings, your first step should be to log ontoMCCSto see what your insurance filings are. That will help you understand the letter so you can answer it.
From the Texas Department of Motor Vehicles: https://www.txdmv.gov/motor-carriers/how-to-be-a-motor-carrier
These are the insurance minimums required by the State of Texas for commercial operations:
| Type of Vehicle | Minimum Insurance Level |
|---|---|
| 1. Vehicles transporting household goods (gross vehicle weight, registered weight, or gross weight rating of 26,000 lbs. or less). |
$300,000 |
| 2. Buses designed or used to transport more than 15 people, but fewer than 27 people. |
$500,000 |
| 3. Buses designed or used to transport 27 or more people. | $5,000,000 |
| 4. Commercial school buses, regardless of the passenger capacity as described in Transportation Code, §643.1015. |
$500,000 |
| 5. Farm trucks (gross vehicle weight, registered weight, or gross weight rating of 48,000 lbs. or more). |
$500,000 |
| 6. Commercial motor vehicles and vehicles transporting household goods (gross vehicle weight, registered weight, or gross weight rating in excess of 26,000 lbs.). |
$500,000 |
| 7. Commercial motor vehicles – Oil listed in 49 C.F.R. §172.101; hazardous waste, hazardous materials and hazardous substances defined in 49 C.F.R. §171.8 and listed in 49 C.F.R. §172.101, but not mentioned in items 8 or 9 of this table. |
$1,000,000 |
| 8. Commercial motor vehicles with a gross vehicle weight rating of 10,001 or more pounds – Hazardous substances, as defined in 49 C.F.R. §171.8, transported in cargo tanks, portable tanks, or hopper-type vehicles with capacities in excess of 3,500 water gallons; or in bulk Division 1.1, 1.2, and 1.3 materials. Division 2.3, Hazard Zone A material, or Division 6.1, Packing Group I, Hazard Zone A material; in bulk Division 2.1 or 2.2; or highway route controlled quantities of a Class 7 material, as defined in 49 C.F.R. §173.403. |
$5,000,000 |
| 9. Commercial motor vehicles with a gross vehicle weight rating of less than 10,001 pounds – Any quantity of Division 1.1, 1.2, or 1.3 material; any quantity of a Division 2.3, Hazard Zone A, or Division 6.1, Packing Group I, Hazard Zone A material; or highway route controlled quantities of a Class 7 material as defined in 49 C.F.R. §173.403. |
$5,000,000 |
From: https://texreg.sos.state.tx.us/fids/201500552-1.html